Disclaimer

1. Our services

We do our best to deliver our services to a high standard. We do not normally provide personal or individual advice, unless we explicitly state otherwise.

Our services are provided on an "execution only" basis. This means you make your own choices and decisions.

Our work is an obligation of effort, not of result. This means we do our best, but cannot guarantee a specific outcome.

We may outsource our work in whole or in part to other parties. We are not required to inform you in advance.

2. Information on our website

We try to ensure that all information is accurate and complete. This also applies to information about Oddny from other sources.

However, neither we nor our suppliers can guarantee that the information is free of errors. Decisions you make based on our information are entirely at your own risk.

Spotted an error? Please let us know via the contact form.

3. Website availability

We regularly test our website for quality and technical performance. However, we cannot guarantee that the website will always function or always be accessible.

If the website is unavailable, we are not liable for any damages. You may also not terminate an agreement with us for this reason.

4. Information you provide

You are responsible for the information you provide to us. If the information is incorrect, incomplete or late, we are not liable for any resulting damages.

This also applies if we do not receive your messages or receive them late, for example via email.

5. Cooperation with third parties

Oddny acts as an intermediary between clients and other parties, such as insurers or financial institutions.

Contracts you enter into with those parties are not with Oddny. Therefore, we are not responsible if those parties fail to fulfil their obligations.

6. Limitation of liability

If we are liable for damages, that liability is limited.

We will never pay more than the amount covered by our liability insurance.

If our insurance does not pay out, our liability is limited to the maximum amount you paid us in the 6 months prior to the event causing the damage.

We are not liable for indirect damages. This includes, for example, lost profits, consequential damages or missed savings.

7. Termination of services

We may terminate our services immediately without compensation if:

• you do not comply with the general terms and conditions
• circumstances are such that it is unreasonable to expect us to continue

This may occur, for example, in case of bankruptcy, suspension of payments, or if you can no longer freely dispose of your assets.